Income calculators
Work out what you actually take home, compare pay structures, and see how pension contributions affect your tax bill. These cover employed, self-employed, and freelance income, National Minimum Wage checks, and the tax rules around pension contributions and inheritance.
Take-home pay
See your monthly take-home pay after Income Tax, National Insurance, pension, and student loan — with separate England/Wales/NI and Scotland tax bands.
Open calculatorIncomeSalary to hourly
Convert between an annual salary and an hourly rate, either direction, based on your hours per week and weeks worked per year.
Open calculatorIncomePension tax relief
See how much tax relief a relief-at-source personal pension contribution gets — the automatic 20% top-up, plus any extra higher or additional-rate relief you need to claim yourself — and your real net cost.
Open calculatorIncomeSalary sacrifice
See how much more take-home pay salary sacrifice leaves you with than a relief-at-source pension contribution for the same amount in your pot — the National Insurance saving is the difference.
Open calculatorIncomePension inheritance tax
From 6 April 2027, most unused pension funds count toward your estate for Inheritance Tax. See the difference this makes to your estate's IHT bill.
Open calculatorIncomeMinimum wage
Check your hourly rate against the current National Minimum Wage or National Living Wage for your age, and see what that works out to weekly, monthly, and yearly.
Open calculatorIncomeDay-rate to salary
Turn your day rate into a realistic annual take-home, accounting for time off and non-billable days.
Open calculatorIncomeSide-hustle tax
See how much extra tax and National Insurance a side hustle adds on top of your job — including the payments-on-account bill that catches first-timers out.
Open calculatorIncomeCapital Gains Tax
Work out the tax on selling a second property, buy-to-let, or shares — including the £3,000 Annual Exempt Amount and the unified 18%/24% rates.
Open calculatorIncomeRedundancy pay
Work out your statutory redundancy pay entitlement from your age, length of service, and weekly pay — including the 2026/27 weekly pay cap.
Open calculatorIncomeMarriage Allowance
Check whether you and your spouse or civil partner can claim Marriage Allowance, and how much it's actually worth.
Open calculatorIncomeMaternity & Sick Pay
Work out your Statutory Maternity Pay or Statutory Sick Pay entitlement — including the 2026/27 flat rates and the Lower Earnings Limit.
Open calculatorIncomeInheritance Tax
Estimate the Inheritance Tax due on an estate — including the residence nil-rate band, its taper for large estates, and transferred allowances.
Open calculatorIncomeVAT calculator
Add or remove UK VAT from a price at the standard (20%), reduced (5%), or zero (0%) rate.
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