UK Stamp Duty calculator

It's based on where the property is, not where you live. England and Northern Ireland share Stamp Duty Land Tax (SDLT); Scotland has its own Land and Buildings Transaction Tax (LBTT); Wales has its own Land Transaction Tax (LTT).

In England and Northern Ireland, first-time buyer relief only applies up to £500,000 — above that, standard rates apply with no relief. Scotland's relief has no upper price limit. Wales doesn't offer first-time buyer relief at all.

If you're replacing your main residence and completing the sale of your old home on or before completing the purchase of the new one, the surcharge typically doesn't apply. If there's a gap where you temporarily own both, you may need to pay the surcharge upfront and later reclaim it — this calculator doesn't model that timing, so check the exact rules for your situation.

In England and Northern Ireland only, buyers who haven't been UK resident for at least 183 days in the 12 months before the purchase pay a further 2% on top of everything else — including the additional-property surcharge, if that also applies. It's reclaimable if you become UK resident within 12 months of completing. Scotland's LBTT and Wales's LTT have no equivalent surcharge.

It's a close estimate for a straightforward residential purchase, but edge cases (mixed-use property, multiple dwellings relief, shared ownership) aren't modelled here — your solicitor will confirm the exact figure as part of the transaction.